Month: November 2017

If you are facing problems with your credit card company, it is time to find a solution. As a consumer, you have certain rights and privileges. The Credit Card Accountability, Responsibility and Disclosure Act (2009) aim at protecting consumers from unfair practices of such companies.

If you are yet to understand whether this law applies to your case, get in touch with a consumer attorney in Florida. What are the basic rights that you get as a consumer? Here are the provisions that affect you the most. If you still have any queries, you need to get in touch with an attorney to find specific answers.

The banning of the -universal default clause’ means no more increase in the interest rate for missing a payment to any other creditor. Initially, the credit card company could increase your interest rate if you missed paying any other debt – a mortgage payment, or a car loan, or even a utility bill.

The company may increase this rate if your payment is due for 60 days or more. However, if you pay your bills on time for the next six billing cycles, the company must terminate this increase.

The Act also makes it necessary to charge a late fee proportional and reasonable to the violation. It cannot exceed the amount of violation in question. Moreover, your credit card company cannot charge you above $25 for the first violation and above $35 for any repeat ones in six billing cycles, except when the cost incurred is higher.

As per another provision of this Act, the company does not have the right to change the due date from one month to another or arbitrarily cutoff time on this date. In addition, they must deliver the statement at least 21 days in advance of the due date.

According to the new payment allocation rule, the credit card company must apply any payment, which is above the min8mum, to the balance using the highest interest rate first. Next, it may apply it to the balance with the next highest rate, and continue until the exhaustion of the payment.

If you suspect a violation of any of these rights, you need to find a Florida Consumer Attorney immediately. Only qualified and experienced legal practitioners are capable of giving you proper answers and handling such matters. They would know how to negotiate with your credit card company, and if this fails, how to file a complaint.

Find proficient Lawyer Directory working in your area to deal with your case. Provide your information on this site and get to connect with individuals and businesses in search of legal help.

Legal costs consultants can help individuals caught up in legal proceedings deal effectively settle the financial implications of their proceedings. Contracting cost reduction consultants can give you the peace of mind that these experienced professionals will deal with your case and guide you towards reaching appropriate agreements.

Ideally, a legal costs draftsman, according to UK law, deals with everything revolving around the cost aspect of any Lawsuit. Usually, they deal with detailed assessment of costs that touches on three main areas: cost payable to the solicitor by the client, cost payable between parties involved in the case and publicly funded costs or legal aid.

Where litigation is involved, there is always the winning party and the losing one. The losing party is usually required to pay the inter parties or the winning party’s cost. In an event that the parties fail to agree on these costs, then the legal cost negotiators usually come in to facilitate the assessment of these costs until the court can determine the appropriate sum to be paid. This is often common when insurance claims are involved hence the need for legal insurance cost negotiators.

Lawyers who represent clients expect compensation for their services. These lawyers are usually expected to provide their clients with written information about the cost of their services so the clients can be aware of everything before signing any contracts. Again, a law costs draftsman can draw up the lawyer’s bill of costs, indicating the service charges along with any disbursements paid to third parties that are working alongside the lawyer on the case.

Sometimes, a lawyer may represent a publicly funded client. In such situations, costs consultants are tasked to prepare a detailed bill for the services provided by the lawyer for the court’s assessment. Once the bill is approved, the lawyer can then be paid from public funds.

Legal costs negotiators can make the process of assessing and computing accurate costs for group, family or civil action litigation quite easy and more convenient for clients who are often preoccupied with the events surrounding their legal proceedings. These legal experts provide professional guidance in a wide range of matters from retainers to complex disputes between clients and their solicitors.

Being involved in a legal proceeding can be very stressful. You need to contract the services of skilled costs consultants to help take care of the cost aspect of your case. With the help of a good law costs draftsman, you can expect to receive full support in the process of cost recovery and be charged only the correct considerable fees.

Robins Cost Consultants Ltd is a highly reputed and experienced Law Costs Consultancy based in Grays, Essex. Our legal cost consultants are highly qualified and experienced. We offer an inclusive bill drafting service. We have particular expertise in high value and complex legal costs litigation.

Legal transcription outsourcing is highly beneficial for attorneys, corporate legal firms, and other legal entities as it provides them with accurate, timely and affordable documentation solutions. Outsourcing helps to reduce their work stress and ensures them of high quality documents. Busy legal professionals have to handle lot of cases and need to file all the information systematically. All audio and video recordings of important legal events and activities have to be properly documented. Legal transcription services can ensure effective documentation solutions for memorandum letters, depositions, hearings, legal pleadings, reports, briefs, court proceedings, client letters, and more.

Attractive Benefits with Professional Legal Transcription Services

Partnering with a competent legal transcription company can provide many benefits:

Cost-effective solutions in customized turnaround times: Legal transcription outsourcing is cost-effective. If the work is done in the legal practice, it would involve additional investment in the hardware, software and other infrastructure needed for transcription. Outsourcing would solve this issue as the service provider would be well-equipped to provide professional documentation solutions in an affordable manner and in time to meet strict legal deadlines.

Flexible dictation options: A reputable legal transcription company would offer convenient dictation options for busy lawyers. This would include such as telephone dictation through toll-free numbers or dictation via a digital recorder. For telephonic dictation, the files are converted to digital format before the transcriptionist begins work on it.

High quality transcripts: Error-free legal transcription is possible when the work is performed by experts. The team of trained and skilled legal transcriptionists would have an excellent knowledge of legal terminology and can provide accurate verbatim or non-verbatim transcripts in custom turnaround time. Multi-level quality checks would also ensure up to 99 percent accuracy for the transcribed documents.

Security and confidentiality: This is very important when handling legal data and information. Professional legal transcription companies are well aware of the importance of confidentiality and have many measures in place to ensure safety of their clients” files, such as secure browser-based, FTP or email transfer.

Reduces backlog and save time: Relying on a transcription service provider helps reduce documentation backlogs in the legal practice. With the right service provider, legal professionals would have more time to devote to their core tasks.

Legal transcription companies may also offer privileges such as transcription server interface, electronic signatures, full work stream modules, and transcription management software.

All these benefits are prompting more and more legal practices to rely on legal transcription outsourcing. It”s important to choose a reliable service provider to enjoy all their advantages. When it comes to the cost, the right legal transcription company can help their clients save up to 30-40 percent on their costs.

If you are considering becoming a legal secretary you should expect a somewhat varied role that involves giving admin support to solicitors, lawyers, paralegals, legal executives and other legal staff. Legal secretaries will also be required to deal with any day to day tasks required by the firm they are working for. Legal secretary roles are generally available in solicitors firms, barristers’ chambers, law courts, estate agents and in the police and armed forces.

The main task for a legal secretary is to create legal documents such as leases, wills and other contracts as required. Legal Secretaries often carry out work using recorded tapes from Dictaphones provided by solicitors. The tapes are then used to help the legal secretary create letters.

Other duties of a legal secretary include dealing with telephone enquiries creating faxes and sending emails. A legal secretary will also be responsible for organising the diary of the solicitor and pencilling in any appointments and court appearances as required. Some record keeping and control of petty cash is also often left to legal secretaries. Occasionally attending police cells or court with the solicitor may also be required. As well as these duties legal secretaries will also carry out any clerical work that is required.

Often, firms of solicitors choose to specialize in an area of law such as family or criminal. Other practices will offer a wider range of subjects such as corporate law, divorce law and more. In smaller firms the legal secretary may be required to work in a few different areas of law whereas in larger firms there is more opportunity to specialise.

Depending on firm to firm of course, the usual working hours for a legal secretary are office hours of 9-5 Monday- Friday. Sometimes part time positions are available in the field but often roles advertise for full time secretaries due to a hefty workload.

There are no set entry requirements for a legal secretary but having good communication and computer skills is essential. There are legal secretary courses available.

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